Open Enrollment — Medicare: Oct 15 | Individuals & Families: Nov 1 | Contact us today
Comprehensive coverage for individuals and families through through WA Healthplanfinder. Perfect for those between jobs or whose employers don’t offer coverage.
Provide your household details, dependents, preferred doctors, and prescriptions.
A licensed broker compares ACA marketplace and private plans based on your needs.
Receive your quote via phone, meeting, or email.
Choose your plan and we’ll guide you through enrollment.
We’re here to help with all your questions and answers in one place. Can’t find what you’re looking for? Reach out to our expert team directly.
Individual and family health insurance is coverage you choose yourself, rather than getting it through an employer. You pay a monthly premium, and in return the plan helps with many of your health care costs—like regular checkups, prescriptions, hospital visits, or care for an ongoing condition.
Even though it’s called individual insurance, these plans can cover your whole family. Having coverage helps you prepare for the unexpected and gives you access to preventive services, like yearly checkups, which are often covered at no cost.
If you’re exploring your options, our team can help you compare plans and find coverage that fits your needs.
Many families qualify for tax credits that lower monthly premiums. Eligibility depends on your household size and income. We can check this for you and explain what you qualify for.
Health plans differ in how you access doctors and what you pay:
HMO (Health Maintenance Organization): Lower cost, but you usually need to stay in-network and get referrals for specialists.
EPO (Exclusive Provider Organization): Similar to an HMO, but may not require referrals. Out-of-network care is generally not covered.
Plans are also grouped into “metal levels”: Bronze, Silver, Gold, and Platinum. These levels don’t change the quality of care—just how costs are shared between you and the plan.
We can help you understand these differences so you feel comfortable with your choice.
All Affordable Care Act (ACA)-compliant plans include essential benefits like preventive care, maternity and newborn care, prescriptions, mental health, and pediatric dental/vision. Comparing plans side by side with guidance can make it easier to see which coverage works well for your situation.
No. There’s no added cost for working with a broker. The real value is having an expert who researches the plans for you, since the marketplace doesn’t always make it easy to compare your options. We look out for your specific needs—checking your doctors, prescriptions, and other priorities—while walking you through enrollment so you can feel confident in your choice.
For over 40 years, Health Insurance NW has been helping Washington families and businesses navigate the complex world of health insurance. Based near Mount Rainier, we understand the unique needs of Pacific Northwest communities.
Our clients say it best – we simplify complexity, provide expert guidance at no cost, and help you save money.
Years of Experience
We’ve got you covered.
Find affordable health insurance plans designed for individuals and families under 65. Compare ACA marketplace and private options to get the coverage you need for doctor visits, prescriptions, and preventive care.
Explore Medicare Advantage, Supplements, and Part D prescription plans to fit your retirement healthcare needs. Our licensed brokers help you understand your options and choose the right Medicare coverage.
Support your employees with customizable group health insurance plans. We help businesses and organizations of all sizes find affordable benefits that keep your team healthy and your company competitive.
Protect your smile with affordable dental insurance. Coverage options include preventive care, cleanings, fillings, and major dental work so you can maintain oral health without the high costs.
Get clear savings on eye exams, glasses, and contacts with vision insurance plans. Perfect for individuals, families, and employers looking to keep eye care affordable.
Help protect your family’s financial future with life insurance coverage tailored to your needs. We offer affordable term and whole life options to fit your budget and goals.
Travel with confidence knowing you’re covered for trip cancellations, medical emergencies, and unexpected expenses. We offer domestic and international travel insurance options.
Protect your income if an injury or illness prevents you from working. Our disability insurance plans provide a safety net so you can focus on recovery, not lost wages.
Get financial protection against the high costs of serious illnesses such as cancer, heart attack, or stroke. Critical illness insurance helps cover expenses beyond your regular health plan.
Real reviews from real families and businesses we’ve helped with their insurance needs.
Our personalized process is as easy as 1-2-3.
Let’s Start With Your Info.
